Rates & Fees

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Type	Features	Term-APR
New Automobiles	Timely decisions and great rates	2.97% -- 14.47%*
Used Automobiles	Timely decisions and great rates	2.97% -- 14.87%*
New Motorcycles	Timely decisions and great rates	5.47% -- 12.97%*
Used Motorcycles	Timely decisions and great rates	5.87% -- 13.37%*
New Boat	Timely decisions and great rates	6.47% -- 11.97%*
Used Boat	Timely decisions and great rates	6.87% -- 12.37%*
Mortgage Loans	APR Based on Market Rates	Please Contact Our Real Estate Lending Department
Home Equity Line of Credit	APR Based on Prime Rate	4.25%^***
Fixed Rate Home Equity Loan	Maximum repayment term of 12 years.	9.90%
Share Secured	Take Advantage of Your Savings.	5.00%***
Certificate Secured	Take Advantage of Your Savings	5.00 %***
Money Market Secured Loans	Take Advantage of Your Savings	5.00%***
Signature	$15,000 maximum loans, if qualify	8.90% -- 14.90%
Tuition Loan & Student Loans	Student Loan	5.90% -- 7.90%*****
Member Business Lending	APR Based on Market Rates	Please Contact Our Member Business Lending Department
Visa Classic Card	No Annual Fee. Fixed Rate.	Purchases -- 13.90% Cash Advances -- 13.90%****
Visa Secured	No Annual Fee. Fixed Rate	Purchases -- 14.90% Cash Advances -- 14.90%****
Visa Student	No Annual Fee. Fixed Rate	Purchases -- 14.90% Cash Advances -- 14.90%****
Visa Platinum	No Annual Fee. Fixed Rate.	Purchases -- 9.90% Cash Advances -- 9.90%****

* Call for quote, some restrictions apply. Rates as much as 0.75% higher without checking with direct deposit and 20% down.
***Variable rate adjusted quarterly. Some restrictions apply.
****Some restrictions apply
*****Call for quote, some restrictions apply.
Rates as of 3/1/10 and subject to change at any time.
APR=Annual Percentage Rate
APY=Annual Percentage Yield